Grow Credit

I saw an ad for this on Instagram and thought it was too good to be true, and I was told if it is it’s probably true but Grow Credit doesn’t fall into that category. It’s so easy to use, there’s no scam or credit checks, it’s a brilliant idea! How did no one think of this sooner? Right now I have my Netflix hooked up to it. The max is $15, not much, but it’s something! I’m sure you can even put two on there if had some base plans but most people don’t these days. Thanks to their automatic withdrawals it’s so easy to never miss a payment since it just comes right out and it’s all reported. Growing credit is a marathon not a sprint. I’ll admit i made some poor credit decisions back in the day and I’m paying for them (literally) but something like Grow credit really helps in adding a little extra something and every little bit helps. The customer service team is awesome too. The only one snag I had was that my Netflix came due before my Grow Credit payment but their team was quick to rectify this and it was all set from there on out. I can’t say I’ve had any issues really. It’s a great way to set it and forget it. I can’t wait to upgrade to throw some more on there and hopefully raise my score a little more!

Great response time, and a really good understanding of my questions. Repairing one’s credit is like regaining one’s health, with the help of a skilled practitioner, one gets better. This program feels like it will help me get better with my FICO score. Just knowing about background reporting has made me more confident that my arsenal of credit building tools is having a real impact. The system in place to pay monthly subscriptions using the Grow Credit credit card ensures a smooth payment process which in turn becomes reported on time payments. Easy to set up and having a well designed interface, iPhone in my case, makes this a no brainer considering how little needs to be done with Grow Credit to raise one’s credit- points in the Fair Issac Corporation’s credit report translate into $$$ savings in Interest rates when applying for loans, credit cards an other credit products. In short, better credit score=lower total cost of loan due to lower interest rates. A superlative product for the price paid!

I have been using grow credits free plan for a few months now to pay a few streaming subscriptions and have gotten a few credit score bumps from it. One thing to not worry about is the app tells you how much % your using of your credit line, if your using this it's CBR cause you want every point boost you can get here is what customer service told me... Additionally, you do not need to worry about your usage percentage. Grow Credit loans are structured as a closed end term loan of 12 months accessed via Mastercard. Because of this, you are never using a high percentage of your total loan amount.

I’ve tried a bunch of the new financial apps the past few years but none of them are as easy to use or have helped me in tangible ways as much as Grow has. I signed up, got instantly approved, changed my Netflix payment to the Grow card, and my repayment to Grow automatically comes out of my checking account each month. It’s that simple. They report those repayments to the credit bureaus and your FICO goes up. Mine already has! Def recommend this to anyone looking for a way to get their credit back on track in the easiest way possible.

So I’ve used and have literally 1,000s of apps on my phone and every now and then I have to contact the developer for some reason, as I did with Grow. I VERY seldom have most developers get back to me within a decent amount of time AND provide thorough insight and customer service THE WAY GROW HAS! They’ve honestly made me feel like the only or a VIP customer, and I appreciate that. I’m also loving the new brand look and feel they’ve adopted and the app is top notch for the service it provides! I’m looking forward to continued use of this app!!