Petal Card

This was a great starter card for me. I was so scared about credit and how it worked, but Petal was truly amazing in not only improving my credit score, but just laying everything out in an easy-to-understand way. You always know your balance, how much interest you will owe, and how to avoid interest in the first place. I only got approved for $500 at first, and now have a much better card with a higher limit I use alongside this one, but that’s not putting Petal down in any way. They are even adding new features all the time (recently Apple Pay and cash back rewards), which is something you can’t say about many cards. The only thing I’m not a fan of is that there is no option to get a credit limit increase in the future as of now. I left a negative review about the app not working on iOS 13, but it has since been updated. (Though I would LOVE dark mode)

Hey y’all, Petal makes it easy. The app layout is straight forward and easy to use, and it moves seamlessly from one section to another. You can check your balance on the main page, then pay it off just by clicking over to the next page on the app. The app brings over all your benefits from your account and lays out how to increase your cash back; serving as a reminder to keep up on the card payments and showing that the rewards are close within reach. This is my first credit card and the app just streamlines the process and my credit is doing great in part because of the help this app provides. Get the Petal App, you won’t regret it.

I am very pleased with Petal so far. As someone who is trying to rebuild and establish credit after a years-long hiatus, I am happy to have a credit card that makes it really easy to stay on top of things- and rewards you for doing it! I paid the minimum payment early on my first monthly statement and already got a cash back reward! I thought I’d have to wait until the end of the fiscal year 😂 It’s nice to see the perks in real time. Also, their customer service is pretty phenomenal. Very friendly and personable staff unlike what I’ve experienced with traditional banks and credit card companies. Keep up the good work guys!

The idea of this card is so beautiful and I honestly really love this card. There are a new bugs though- sometimes different banks have a delay with payments and logging in to access your bank doesn’t work. For me, I had to add my routing and account number so the account totals were inaccurate on that page. I wish Apple Pay and tap to pay were norms. I also believe you should be able to request a lower APR and a higher limit if you’ve paid off everything on time since you’ve had the card. Overall, I love this company and I will definitely be a long time customer. Petals support team really is different than others and they work so hard!

1. Petal is very simple to use. There is no cash advances or hidden fees or anything difficult that often causes more risk for credit card debt. 2. Cash back is real and you ACTUALLY get to see your cash back. 3. The Card itself is supper clean, simple, and yet stylish looking. No seriously I’ve gotten many compliments at bars or restaurants on the sheer look and design of this card. 4. My only issue is the amount of time it takes them to actually withdrawal your payment from your bank account and reflect it in your available balance. Hopefully with more time to establish itself this will become less of an issue or the time will have at least shortened.