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Penny finds and transfers your pensions from old jobs, so you can easily see your pensions right on your phone. SIMPLE & EASY - See all your pensions, right on your phone. - Find your pensions from old jobs - Transfer your pensions into your Penny account - Get all your pensions together in one place HOW IT WORKS - Download the Penny app - Choose the pensions for Penny to find and transfer - Penny automatically finds your old pensions - Penny transfers them to your new Penny Pension - See your pensions anytime TRANSPARENT - NO HIDDEN FEES - Penny charges a simple fee of 0.75% per year - This fee is 0.78% if you choose the Ethical Fund - Free - Penny finding your pensions - Free - Penny transferring your pensions - Free - Contributing and withdrawing from Penny SECURE & TRUSTED - HSBC-managed investment fund - Penny is FSCS-protected up to £85,000 - Penny is FCA-regulated and authorised - Your personal data is stored with 256-bit encryption - Rated 4.8* on Trustpilot and thousands of UK customers IMPORTANT INFORMATION Penny is authorised and regulated by the Financial Conduct Authority (FCA). Pensions are long-term investments. As with any investment, the value of your Penny Pension can go down as well as up and you may get back less than you started with.