Bright - AI Debt Manager

This app has changed my life. I’m really bad with personal decisions like eating and finances an I always sort of need to be told what to do, if that makes sense. The second I hired a trainer at the gym a decade ago, I started seeing results. So I always wondered if I could find the same sort of thing for my finances. Well this app was exactly that. The earlier versions were a bit buggy but that’s all been fixed now. 4 months and change later I’ve completely paid off two credit cards and it hasn’t been as hard as I thought.

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I deleted this app and decided not to use it. 1st of all this app is helpful, it does what it says it would do but this is the part of my frustration and experience. Do not sign up in the app, sign up on their website. The features and settings are different and once you sign up in the app there’s no way to use the website-it will just tell you sorry, you have to use the app since you signed up in the app. But I did not know that so it was too late for me. Also, if you don’t have to deal w/ customer service, then you’ll be fine. It only gives an option to email them. The emails were very cold & uniformed. It is as if they are scripted. Also, Sam who provided me w/ instructions, should’ve gotten more information first before trying to give instructions. The instructions they provided didn’t help. And because I could not accomplish what Sam instructed frustrated me even more and because of that it was the deciding factor of deleting my account. More so, it took even longer to get additional help to make sure my account would be deleted. It’s because of your customer service and the cold, uniformed responses on the emails that has put a bad taste in my mouth about the product. It’s too bad, it is a good and useful tool but there’s no way I’m recommending this.

This app is awesome! Really helped me pay down my debt, without me even noticing! Today I checked. Only been using Bright Money for 3 months and paid off 1 card. Thank you xoxo! Bright automatically saved money from my checking account, and paid my credit cards at the background! The AI worked so well, never overdrafted me. They even got all the due dates right so I never missed a payment. Credit cards are so easy to get, but so hard to pay off! Geez how would I know that credit card minimum payment is meant to keep me be indebted forever. And every card has a different due date. Sometimes I went to vacation and forget... then boom got charged late fee of $39 and then interest rate! I felt I would never pay them down. Then I joined Bright and I feel hope again. There was a couple of times I had to contact customer service - so nice and patient. Highly recommend for everyone.

I recently downloaded Bright Money. There are a bunch of financial apps out there and I’ve tried, well, a bunch. In these uncertain times when we’re all trying to shed debt and save money, Bright Money takes a unique approach that seems quite manageable. I’ve already started seeing some positive results, but I know it will take a little while to get to where I want to be. Time will tell, but so far, I think Bright Money will be a helpful tool on my road to better financial health.

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I want to start off my saying that I love and definitely believe in Bright. It’s a great service. However, after downloading it shows the correct amount saved, but doesn’t have my smart pay card there. So I’m thinking that it’s off. I check online and it’s there as it should be... The application not being able to accurately display correct account info defies the point of an app as I still will need to check out the web app to provide accurate info. Hopefully this is updated at some point... but I would DEFINITELY get bright if you need to pay off some debt. I’m loving the service so far.