Zirtue: Lend & Borrow Money

Zirtue is a relationship-based lending application that simplifies and manages loans between friends, family, and trusted relationships.  With Zirtue, users can loan money to friends and family with confidence. Whether you’re paying your electric bill, or borrowing from family for rent, Zirtue automates and simplifies the repayment process, so you can focus on your relationships. Lend financial help to friends and family in one easy space. You’ll help them, and Zirtue helps you get paid back automatically.    - Borrow money from friends and family - Loan money to friends and family - Digital agreement on loan terms - Automatic monthly loan payments - Payment notifications and reminders - Personal Dashboard to track your loans Zirtue is a private secure lending app that allows you to leverage your personal relationships instead of your personal credit score to lend and borrow money. Easily track and manage your loan activity using your private dashboard to view all loan activity and message lenders and borrowers. Set automatic deductions to make repayment friendly, easy and without having to think about it. Zirtue simplifies loans between friends and family. We're serious about security and use cutting-edge technology to ensure your personal information is fully encrypted and securely stored. Zirtue allows users to lend and borrow as little as $20 and as much as $1,000 with payback periods from 3 months to 36 months. Zirtue also allows for one time payments, where you can set a specific date to be paid back any time between 3 months and 3 years from now. There are no fees to use Zirtue. However, there is a 5% interest rate (APR) is sent to the lender over the life of the loan