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ZA One – an easy yet intuitive financial tool to manage your money in just a tap, offering you dynamic and integrated financial services including: - account opening and investment service IPOGo - manage your ZA Coin balance, ZA Fam account and relevant setting - more services are on its way IPOGo – Leave it to Pro IPOGo is a hassle-free investment service where our experts would carefully select which IPO to go for, file the application and execute the trade to cash out on your behalf. All you need to do is to sit back and relax, then IPOGo will take care for the rest and make your money count. Even so, IPOGo offers you: - Dedicated strategy with >100% return over 3 years (cumulative returns from back-test simulation model) - Experts provide you all-in-one IPO investment management services from selecting to subscription and selling - No handling fees will be charged for unsuccessful IPO subscription - Loyalty rewards up to HKD 1,000 rewards for continuously joining IPOGo* - Be the first to join IPOGo and enjoy a lifetime management fee waiver* (Limited quota. First-come, first-served) Refer-a-friend programme During the promotion period, ZA One users who refer a friend to open an account with the invitation code and join IPOGo service, can earn and get a share of HKD 300 rewards together*. Remarks: 1. ZA Group refers to the ZA Group and/or one or more of its family of subsidiaries, affiliates, partners, and programmes which includes ZA Bank, ZA Insure, ZA Invest, ZA Fam and ZA Coin. 2. ZA One is an App developed and operated by ZA International Financial Services Limited (ZAIF). 3. IPOGo, investment services and discretionary client account services are provided by AA Investment Management Limited (AA Invest). AA Invest is regulated and licensed by the Securities and Futures Commission of Hong Kong (SFC CE No.: BQF712) with Type 1, 4 and 9 regulated activities. 4. AA Invest is the business partner of ZAIF and offers the above regulated activities via ZA One. 5. ZA One and ZAIF are not provider of IPOGo. The content of IPOGo in ZA One and ZAIF is for reference only and is not at any personalised investment recommendation, does not constitute any offer, invitation or recommendation to any person to enter into any transaction described therein or any similar transaction. ZA One and ZAIF will not make any representation, guarantee or warranty, and accept no responsibility or liability as to its accuracy or completeness, and shall not be held liable for damages arising out of any person's reliance upon this information. 6. There is a risk that the company's share price will drop below its initial IPO price. IPOGo client may suffer losses, please consider before participating in any IPOGo services. *Terms and conditions apply. Promotional offers are provided by AA Invest. Please download ZA One App to refer to relevant terms and conditions.