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You only see the YAPEAL Verify App once - the first time you download it for the paperless registration. Afterwards you don't have to worry about it anymore, but it will always be with you. Why do you need this additional app? Because it protects your finances, no matter what you do, it works for you in the background. It checks if everything is going well, so you are always on the safe side. You can remove it from your home screen on your mobile but never delete it. And to be honest, don't the other apps annoy you much more, where you have constantly to confirm every payment? The multiple authentications, which were developed by us in Switzerland, run in the background every time you use your YAPEAL app or card. They fulfill the highest security standards of all. The most modern encryptions protect you anytime and anywhere, as here we do not take it easy. Why do we separate the security YAPEAL Verify from the YAPEAL App: - Separate processing of authentication, authentication and authorization - Multifactor (2 apps) increases security - A dedicated security app is faster (for security checks) than a huge all-in-one app - A security app is much safer than an SMS Of course we have integrated the interaction from one app to another (YAPEAL App to YAPEAL Verify and vice versa) for the best user experience. However, it is good to know that these Apps work independently on different security levels, depending on what you want to do. You can read more about this on our website yapeal.ch or on the social media.