VST bank — online-account

Bank Vostok has become VST bank We remain the same bank you trust — but with a new name better reflecting our core and our approach. VST bank — we give you time for the important things. VST bank — mobile banking for your everyday finances, Individual Entrepreneur needs, cards with cashback and transfers Open a card or an account for individual entrepreneurs in 5 minutes using the Diia app or photos of your documents. Pay for services, manage your accounts, create deposits, manage your credit limit, buy currency, make transfers in Ukraine and abroad in one convenient VST bank mobile app. - Everything at your fingertips — no lines or wasting time. - Safe online transactions 24/7. - Cashback up to 20%, convenient cards for the whole family. Bank cards with cashback and great terms Open a card with up to 20% cashback for purchases and get all the mobile banking benefits: • A Family card: transactions in UAH, USD, EUR. Transfer funds to this card free of charge. • A card for payments: withdraw cash for free at ATMs in Ukraine and VST bank branches. • A seafarer card: replenish the account in foreign currency with a 0.5% fee and withdraw cash in Ukraine for free. • A "Dream card" (for 14–18-year-olds): the teenager can open it independently and pay no service fee. • Social and pension cards — now in virtual format. Order your card on the app and benefit from day one! Foreign currency cards • Open them in USD or EUR • Buy currencies at profitable rates • Make transfers to foreign bank cards with a 1% fee The app for individual entrepreneurs — account, card, payments Open an individual entrepreneur account online in just a few minutes — no visit to the bank needed: • Get your card immediately after opening the account — for transactions and using with Apple Pay / Google Pay. • Replenish the account via VST bank and EasyPay payment kiosks, as well as at Silpo cash registers. • Withdraw funds in Ukraine and abroad. • Clear tariffs and convenient management through the mobile app. Control your business finances from your phone without any hustle. Quick and easy transfers and payments • Card-to-card transfers to all Ukrainian banks. • Transfers via Western Union, MoneyGram, RIA, Welsend, Intel Express, SWIFT, PrivatMoney. • Payments: utility bills, taxes, fines, insurance, or payments to the traffic inspectorate. Send money in one click — even international transfers Online deposits — convenient terms and stable income Open deposits in a few clicks: • Simple: fixed term, no replenishment. • Simple with Replenishment deposit: replenish anytime. • Special: replenish without limit in the first month. • Collateral: stable terms with collateral. Foreign currency deposits • Open a Simple deposit on the app, in USD or EUR for 3 or 6 months. • Receive 1% p. a. • Minimum deposit amount: USD 200 /EUR 100 Withdraw funds in the deposit currency free of charge (from a card for payments) Save and grow your money with a safety guarantee. A credit limit for your card — simple and convenient Access credit funds: • Credit limit – up to UAH 100,000 • Grace period up to 62 days. • Interest rate for the grace period is 0.00001%, then 3% per month. Get a loan online — no certificates or lines. Private banking and premium cards For customers who value comfort and privilege: • Voyage accounts with Mastercard World Elite or Visa Signature cards. • Luxury cards with Visa Infinite or Mastercard World Elite. • VIP service, travel, discount, concierge service. Enjoy service without limits — with premium benefits. Get everything you need to control your finances in your smartphone. 24/7 support and full transparency • An online support chat around the clock • The official bank website listing all the rates and services: vstbank.ua JSC «VST BANK»: NBU banking license No. 204 dated 16.09.2025