Ratings & Reviews performance provides an overview of what users think of your app. Here are the key metrics to help you identify how your app is rated by users and how successful is your review management strategy.
3.0vCard is a Mobile Credit Platform. vCard partners with Pinnacle Capital Solutions Private Limited ( RBI Registered NBFC) for credit line products known as PINCAP https://www.pincap.in/our-partner . Activate Cash in Your Mobile Now vCard is your One-Stop Finance App for On-Demand credit. Use it as Credit Card, use it as cash, and use it as a Personal Loan. Instant Approval, Digital Documentation, Zero Joining Fees. Contrast to 15 day+ processes for Plastic Credit Card. Get vCard Credit Line issued by Pinnacle Capital Solutions Private Limited ( RBI Registered NBFC) known as PINCAP. ● Paperless KYC application. ● Zero processing charges and Zero Annual Fee. ● 3 - 3.5% per month roll over interest.(36% to 42% APR) ● 0 – 30 day Interest-free period depending on Credit Score and Monthly Spend. ● Up to Rs. 60,000/- credit limit. ● Pay at your convenience there are no prepayment charges. ● Option to convert the loan into monthly installments (EMI) of 3, 6, 9 months depending on the principal amount @24% and 2% conversion charges. ● Finance Charges reduce based on credit score and spend history. ● Personalized offers on Food, Shopping, Entertainment, Online Spend etc. Minimum and maximum period for repayment Tenures for EMI Minimum: 3 months Maximum: 9 months Sample calculation in case the loan is converted to an EMI: For Loan of ₹5,000 of 3 month tenure with interest rate @24% per annum One time Processing fee @2% of Principal = ₹100 Monthly payment/EMI = ₹1733.77 Amount paid back in 3 EMIs= ₹5201.31 Total interest on the 3 EMI= ₹201.31 Total interest + processing fee = ₹301.31 GST (applicable @18% on fees) : Rs 18.00 Total amount to be paid by customer i.e. principal + interest + fee + GST= ₹5319.31 AI in Credit vCard also has a First-of-its-Kind Chat-based Credit Card Support on WhatsApp or reach out to us at hi@vcard.ai Now you don’t have to spend long hours waiting to connect to customer support or listen to the monotonous flute music. Just reach out to Bot + Human support through the vCard app.
