Spending Tracker

I downloaded and updated to the premium to get the extra features. I think that was worth the small cost. It is a simple-to- use program, and I like being able to add categories on the fly. Since I am retired, and have a small income, I like that I can put in a fixed budget amount, and then add misc. income to calculate come a total spending allowance per month. Then, there is an auto calculate that shows the under/over spending and the ability to carry over a positive or negative variance. I had created a spreadsheet in Numbers, but that was a bit clumsy, so this is a refreshing change. I enter the expenses on both the ipad and iphone, and the sync through Dropbox has been working well with live updates. This program was designed very intuitively and is exactly what I had been looking for. I think there are other apps which might have more features, but the ones I looked at seemed more complicated. This is simple and provides just the amount of information that I need to monitor my budget. It would be nice to be able to take a snapshot of receipts, however. There is a both a pdf and csv export function, so I can export the report into a spreadsheet (Excel or CSV) or as a pdf into an app like Notability for viewing. So far, in the first week, I give it a high rating for simplicity and comprehensiveness.

We are using the free services so far and may upgrade later if it seems like it would help. This app is an extreme help for my elderly parents and I so far. We need to meet a minimum amount of expenditures monthly in order for my 90 yr old dad to get assistance from the Veterans Administration. We must make sure that they achieve the minimum amount each month in order to get $355 of monthly aide. To keep him at home while he is bed bound it means they need help coming in a few times every week. This spending app allows me to work with my mom long distance when I’m not visiting and she is already doing fine maneuvering the data entry on her own. At 82 yrs old she is easily able to enter the expenses and use your app, the categories we’ve entered make sense for the situation, and INSTEAD of income we entered $1040, the VA expenses minimum we must reach (for a $2400 household net). Mom can tell if she needs to purchase over-counter meds before this month ends or if she should wait until the new month starts. She can also tell ahead of time if the scheduled caregivers need to be scheduled on a different day, or if she can truly afford it that month. We would be lost without this app and it’s ease of use. Thank you!

First, it’s important to note that this app is almost entirely accessible to VoiceOver users. You won’t be able to take full advantage of the graphs and reports, but the data is available in other ways that are equally beneficial. This is easy to use, and it doesn’t intrude into your bank accounts. Granted, you have to enter your transactions manually, but there are some real advantages to that. Categories and transactions are easy to input and easy to understand. Those who crave color in their categories can have it. There are several useful ways to sort your data, and yes, you can export it if you need to. Like any other app of its type, this app is only as good as the data you enter. Yes, it takes some time to enter data, but the revelations you get about how you’re spending your money are fascinating indeed. This app is your portal to financial peace of mind that will be harder to achieve without it. Finally, note that the developer is extremely responsive to questions and provides accurate helpful answers. Your first assignment: Buy the upgrade, then track it in the app as an expense. You’ll be glad you bought the upgrade.

I was looking for a simple yet effective app that would help me see exactly where my money is going so I can find what part of my spending is necessary, where it’s wasteful, and find ways to do better. I love being able to have as many categories as I want to really break it down. How much of my income each month is from my full time job and how much from a freelance side job? Instead of just “entertainment” how much is going to books vs. music vs. movies? There’s even a place to make notes for more detail. At this point, I’m not looking for financial advice from an app and I don’t want to link an app to my bank account. If you want those things, keep looking. I’m looking for a portable, efficient alternative to a notebook and a calculator and I’m fine with entering my amounts manually. In fact that’s helpful so I don’t forget to log cash transactions that an automated bank-linked app would miss. I want to track income and expenses graphically and in detail. This app does that perfectly. If that’s what you want too and you’re willing to enter everything manually, then I highly recommend this app.

I have been using this app for two years now. At first the biggest challenge is getting into the habit of using it daily for all of your spending. Over time I have started using more and more features, once I became familiar with the features I have already been using. Now, for the first time I will be syncing my phone app with my iPad. I quickly updated to the pro version because of its additional features and low cost. This app does everything I needed a spending tracker to do and then some. I did not want to link to a bank account and complicate things, and this app does just what I need. Keep track of all my income and spending. And it is flexible as well. I have added many new categories to further break down my spending habits. At the end of the year I am able to produce charts and graphs of all my spending, both home based business and personal. What a time saver when doing taxes instead of tallying up all of my receipts for the year. If you want a simple spending tracker, this is it. Just get in the habit of using it every day. Which by the way can even remind you to do that.