Speedy Cash

I applied and was approved within an hour. I received $500 in my account at 8am the next morning. I’m really lost on these reviews. The loan is wayyyy too pricey and you can pay up to five times what you borrowed so beware. However, if you truly needed an emergency loan and fast, this is a good option. You are also able to pay it off at any point with a little interest. The people who complain on here HAD to have seen the big bold numbers that show what you will pay and what the total loan will cost you (an arm, a leg, and your favorite pet). I could have declined, but I read the large (not fine) print and made a decision. I also paid it all back and it came with about 50% of what I borrowed but I got the money I needed without asking friends or family. The only other place that’s as good as this one was the RISE app which gave me $1000 the next day and I took care of my issue and made installments on that one. Bottom line is AVOID these at all costs unless you need it. Secondly, please don’t be the type to ignore the LARGE print and give bad reviews because some people really need this and they should know the truth. I tried several and ignored many based on bad reviews until I took a chance. If I have it my way I will NEVER EVER EVER use one of these again...but if I do (fingers crossed that I won’t) it will be Speedy Cash or RISE.

Prompt service my only problem is why my pay off amount is different from my loan balance on the app and I just made a payment thru my account and it has not been taken out yet I’m thinking maybe because it’s Saturday after bank hours and may be taken out next business day but it would ideal to have it taken out as soon as you get the Thanks For Your Payment message or maybe I should make payment directly off my card because I saw two options pay thru bank account or MasterCard I have visa so I chose bank account and it has not been deducted...I would recommend speedy cash for those who are really in need and can afford to pay it off the key is to pay off more then what your minimum payment is per statement but I do recommend once you pay it off keep SpeedyCash in your back pocket for serious emergencies

I never write reviews about anything and to be completely honest I was a bit skeptical about this app (or any loan app for that matter) but I really needed some emergency funding so I bit the bullet. The application process took about 5 minutes and I was approved for $255. I only borrowed 100 and didn’t need to pay back until my next payday with an interest of $17! This app is so convenient for legitimate SpeedyCash and the way for you to get in trouble is if you are not responsible! Just make your payments on time or early if you can and dont take out the exact loan you are qualified for! Example: if you qualify for $500 don’t take out $500 if you know you can’t pay it back. Just be responsible (like with any other loan/credit situation) and you should be good to go. This app has saved me so many times and I have nothing but positive things to say!

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I used this app cause the process was a lil faster. I only borrowed $110 two weeks later they too the $110 out of my account and that’s cool too... until they changed they was they operate. So I borrowed another $100 and instead of them going into my account and getting $100 when I got paid, they took $15 and some change ... (sounds better rite?) WRONG! They made their money off us by getting us to get a couple dollars from them then tell us we can pay them back in installments of $15 (every two weeks) then Trap us in a contract where $100 turns into $455 that takes two years to pay back and they have the option to pay the whole thing off early but that doesn’t work they want you to pay it back in cash at their store locations (there are none in Cleveland) and since I can’t use the app to pay it off I wouldn’t recommend this to no one...

Called customer service and was told that if I pay off total within 25 days then no interest would incur. I got a line of credit in Virginia and used 300 of it. Great product if you can pay it off within 25 days. If you can’t pay it off within grace period then I’d advise to think twice before using this product. Good to have in emergencies if you can pay it off in time. If not you could end up in revolving trap. Just make sure you understand your product before doing it. So far so good.