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Introducing Silo. A new way to Save & Invest brought to you by Killik & Co. Create Savings Rules based on your personal spending habits. Scheduled Payments allow you to save weekly or monthly. Boost your savings any time in-app, or turn on Intelligent Silos and let Silo do all the work by calculating small daily amounts you wont miss. However you prefer to save, Silo then sets to work by expertly investing on your behalf. Blending the very best of technology with human expertise, Silo gives you instant access to an expertly managed portfolio of globally invested funds and over 30 years of award-winning investment heritage. ACCOUNT TYPES Stocks & Shares ISA - invest up to £20,000 a year tax free GIA - invest without the tax benefits of an ISA Junior ISA - Save up to £9,000 a year tax free for a child WAYS TO SAVE Let Silo calculate small daily amounts you wont miss with Intelligent Silos Create your own Savings Rules based on your personal spending habits Save anytime, anywhere with Boosts in-app Scheduled Payments allow you to save regularly via Direct Debit, from just £25 a month INVESTMENT EXPERTISE Access a diversified portfolio of global investments run by the award-winning team at Killik & Co, with over 30 years investment heritage. ACCESS AND SUPPORT Regardless of how you prefer to save, Silo has been built to be effortless and enjoyable. View and access your account 24:7, all from the palm of your hand. Our experienced team of real people are on hand to help you Monday to Friday 8am to 5:30pm SECURITY & SAFETY Silo is secured by bank level 256-bit TLS encryption. In other words, we take it very seriously. Your assets are held securely by Killik Nominees Ltd and further protected by the FSCS. As well as being authorised and regulated by the Financial Conduct Authority, Silo is part of the Killik & Co group, who have over 30 years heritage and look after over £6 billion of assets for some 20,000 clients. FEES Our fee structure is simple; we charge you £1 a month until your investment pot reaches a value of £2,000 then we charge 0.75% of your portfolio. We never charge trading or transfer fees and we'll never hide the fees you pay. WITHDRAWALS Although we always recommend investing for the long term, you can access your money at any time for free. As is the very nature of investing, there are inherent risks and the value of your investments will both rise and fall over time. Please do not assume that past performance will repeat itself and you must be comfortable in the knowledge that you may receive less than you originally invested. Silo is a trading name of Killik Intelligent Savings Limited, which is authorised and regulated by the Financial Conduct Authority (FCA number 710328). Registered in England and Wales No 09449583. Part of the Killik & Co group, 46 Grosvenor Street, London W1K 3HN.