Progressive Leasing

Walked into bestbuy to purchase the HP Envy. Issue, I didn’t have all the funds. Sales rep shared info about progressive leasing and at first I was hesitant. We continued to discuss the stipulations and it started to make more sense. I only recommend using progressive leasing if you’re disciplined and accountable with your finances. The end state was the purchase and it took all of maybe, max 20 mins and minimum of 15 mins to walk out with a brand new computer. “Catch 22” if you fail to pay within 90-Days the program is legally authorized to double down on you and now you bought two items but only received one tangible item.

This app makes managing your leasing accounts easy and convenient. It shows you every payment you’ve made, what your balances are and when when your 90 option expires. Not only does it show you the deadline it should you much you’d need to pay. More importantly though it shows you how much you’d pay if you DON’T use the 90 day option. Ive been able to manage and pay of 2 leases simultaneously within the 90 day window using this app. Making additional payments is as simple as a couple of clicks.

Beautiful company to be able to get a product for cheaper, and to be able to have the option to pay it off. Especially for someone who is building their credit, and doesn’t want another hard inquiry, but also doesn’t want to dish out a huge lump sum of money, this app is a perfect medium to have ownership at an affordable price. Big tip though, aim to make purchases you can handle using their non-interest option! Literally twice as affordable than the minimum payments spaced out over a given time.

I appreciate the company for extending me credit when Conn’s would not. Very easy to deal with, make arrangements, make payments, get approval, and pay off. Their app make it easy as well. I’ve used them a total of 3 times and looking to use them again. I’d also recommend them to anyone that has not so great credit looking to buy merchandise and quickly pay it (the items) off in 90 days or less. I do not recommend if your going to pay for the merchandise in 2 years or more. The finance cost is ridiculous (double).

I’m paying DOUBLE the price of an iPhone probably even more than that. $200 a month and that’s not even to put time on the phone just the progressive. When I signed up no one could give me an estimate of my monthly payments and the customer service is okay but once you have a problem with their company they turn horrible. I do not recommend this to anyone at all. This is my first review ever so that should tell you a lot. I’m now paying for a phone that’s been lost or stolen. Absolutely horrible.