PayPal - Pay, Send, Save

I’ve had PayPal forever and have never had one problem with them! I have a hard time believing any of these negative reviews on here, I think it has to do with people dropping the ball and not being accountable for their own mistakes! PayPal is the easiest financial app to use that exists! I love the guaranteed purchasing, I love their cute Blue Debit Card, I love how if I have a return and I use my PayPal card the money goes on their ready for use in 60 seconds flat when all my other ones takes till the next day or sometimes longer! I love how I can load my cash app card from my PayPal card immediately! I love how when I purchase something with Paypal and return it it’s done immediately it’s the best out there and in the decade and a half that I’ve been using PayPal I’ve not once had a problem so that’s why I find the Negative comments untrue!! Thank u PayPal for making my financial life so much easier! The only thing I wish that would be different is for them to add the option to turn off the debit card so It can’t be used like u can with cash app! I love being able to control wether a debit can go through or not! With my cash app card I keep it turned off always then right before I use it I go on the app hit the button and turn my card on! I absolutely love that with cash app! if PayPal would add that small feature to their app and card I wouldn’t need to use any other but them!!😁

I signed up with PayPal way back when they were just starting out and have always had a good experience and minimal issue’s, I even have a revolving PayPal credit account and debit card that I use as my second primary bank account and always been top notch... with any thing in life there are going to a few people the system does not work well for or small problems we have to work around or overcome but these seem to be few and far between.. I highly recommend using PayPal and the mobile app because it really does work and work well... I would give 5 stars but I have found one issue that I need to address.. my question for PayPal.. why and how is it when I move money from you my PayPal account to my local bank account you transfer as standard in 1 may be 2 days for a small fee you can move money in less then 1 hour but when I move from my local home town account to you my PayPal it can take as long as a week I don’t understand ...my accounts are linked and you have certified and I perform this task several times a month so you know we have a creditable relationship please fix this issue 7-9 days is not acceptable 2-3 days acceptable knowing big brother watches everything we do when it revolves around the movement of cash 1-2 days would be absolutely stellar... thank you for taking the time to read my issue.. I still give you 2 thumbs up and 5 stars and will always be a PayPal user and recommend to everyone looking for a better banking experience

I’ve been using PayPal for nearly as long as they’ve been around or at least as long they were still in the countdown preparing to launch full steam ahead into the financial world. As I write this review I can’t help but think back to the days before PayPal and I just shake my head. Does anyone else remember the days of getting a call or text (if you even had a cellphone yet) saying “I just put an envelope in the mailbox with a check for you. Please let me know when you get it so I know it didn’t get lost in the mail.”? Even better was finally getting a check and the joys of going to YOUR bank, no matter how quick & easy or a total pain the location was, to either cash the check or deposit it and wait for it to post. I am totally aging myself but I remember all of that and it was a pain. Now I know there are all sorts of new pay and get paid apps out there, and yes I have an account with one of them, but I don’t trust any of them the way I trust PayPal. I may have another for the much needed flexibility in today’s world but I always make the initial payment or payment request attempt by asking if *they* have a PayPal account and I don’t see that ever changing. And as long as PayPal continues to stay competitive with their features, then I have absolutely no reason to go a different path.

I have no had PayPal for at least ten years and love it!!!! It keeps excellent records for you all your history and with whom. I’ve read some of the negative remarks and I have an extremely hard time believing many of them. Yes that they might of spend some time on the phone; well guess what nothing in this world happens at a snap of the finger. Yes even with banks and Comcast you can spend 2-3 hours on the bank; as long as your issue has been resolved. Anytime I have called PayPal for anything they have always resolved my issue. They have opened cases for me and have never taken a penny; they do NOT Charge for that so stop lying. Also if someone has sent you money and then called and filed a case against it and their bank, yes you have to deal with the person who did that and not PayPal. Just as any bank receives a fraudulent transaction and gives back the money so does PayPal. So why do you think if someone called in on you and said it is a fraudulent transaction you get to keep the money? Hence you have to deal with the person who owes you money. I completely understand people love to complain and make an elephant out of a mouse. However, any issue I have ever had was dealt with amazing customer service.

Is still very good customer service and guarantees their purchases (and I've had to use that before because of scammers)! But now with every item purchased, you have to verify yourself with a phone call or text! Every time, even for ten cents! Annoying! How about one time only...it's still me!!! Glad the newest update allows you to separate different purchases into separate addresses since I have a business and two homes etc! Still like it but wish more businesses took PayPal! Only my hairdresser does but I wish markers and gas or restaurants did because I'd use it more and transfer less money from PayPal to my bank! Think about it new PayPal owners! The world is changing and you paid billions for this company! I just gave you a free marketing strategy that you otherwise would've had to pay a bunch of soft-heads millions of dollars to think of, if they would've. Now figure it out (or other companies like Venmo or even MasterCard will do it...Apple already has/is)! Good luck. I'm getting sick of verifying every purchase I make! How about over $100?! Fifty cent purchase from China requiring verification?! If I didn't get it I wouldn't care even! Loosen up guys! And gals! You'll make a lot of money! Just stop harassing customers who have been on PayPal for decades and decades already! We aren't the thieves!!! Thanks for everything else...good job ;)