NiyoX - Digital Banking

What is NiyoX, and what does it offer? -> NiyoX is your solution to simplified banking. -> Opening a digital savings account with NiyoX is a breeze. It's fast, efficient, 100% paperless, and can be done from anywhere. -> With NiyoX, you get the best interest rates on savings and free online fund transfers. -> We offer zero Account Maintenance Charges, 0% commission on Mutual Funds investment, and up to 7.8% interest p.a.* on your savings. -> Get Personal Loans quick & 100% digital - Tenure: 90 days - 36 months - Interest rate: 16-36% p.a. - Processing fee: 2.5-5% of loan amount with min. processing fee of {1000 + 18% GST} Example: - Loan amount: 750,000 - Tenure: 12 months - Interest rate: 22% - EMI amount: 74,680 - Total interest payable: 76,160 - Processing fee (incl. GST): 71,475 - Disbursed amount: 748,525 - Total amount payable: 756,160 - Total cost loan: 37,635 NBFC Declaration: NiyoX acts as a platform for the NBFCs licensed by the RBI. What sets NiyoX apart in terms of banking convenience? -> NiyoX is designed to make banking quick and easy, simplifying complex financial jargon. -> We provide an intuitive, easy-to-use app offering Savings account(s) and investment options. -> We prioritize simplicity, safety, and smart solutions, putting you in charge of your finances. Can you highlight some key features of NiyoX that make it stand out? NiyoX excels in providing: -> Digital Account with exceptional rewards -> Virtual Debit Card for online transactions -> Card locks and limits for expense control -> A ZERO forex markup card for international transactions -> Exclusive onboarding deals and regular rewards -> The Wave feature to protect your account balance -> In-app support and a Niyo Community forum for assistance and feedback How easy is it to open a NiyoX Savings Account? -> Opening a NiyoX Savings Account is simpler than roasting papad! All you need is a PAN and Aadhaar. -> Just download the NiyoX App, enter your details, and start managing your finances effortlessly. What benefits can I expect with a NiyoX Savings Account? A NiyoX Savings Account offers: -> Zero balance requirement -> Zero commission on Mutual Funds Investments -> Up to 7.8% interest on your savings -> Digital Account with exceptional rewards -> ₹5 lakh insurance for your funds by DICGC How does NiyoX provide digital banking services with a human touch? -> NiyoX brings the entire world of banking to your smartphone, eliminating the need for physical branches, queues, and paperwork. -> We provide 24/7 support, strong encryption protocols to secure your funds, and a seamless digital banking experience. -> NiyoX takes permission to access your SMS to customize personal finance insights. It includes bank balances of savings accounts too. Terms and Conditions: https://static.goniyo.com/legal/Terms_conditions.pdf How does NiyoX ensure the safety of my money and transactions? -> Your funds are securely held in your Banking partners, trusted by millions. -> NiyoX uses robust encryption protocols to protect your financial assets, even though there are no physical branche. Discover banking simplified with NiyoX - your modern banking companion. You can reach out to our team at: niyox.escalations@goniyo.com