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4.8Revolutionize the way you manage your money with Netspend. Some of the advantages of joining Netspend: • Manage your accounts wisely on the go with convenience: Check balances, pay bills, & more – all at your fingertips, anytime and anywhere. Works with Google Pay & Apple Pay! • No hidden fees: Say goodbye to surprise charges. With Netspend, you get transparent fees upfront, so you always know where your money goes. • Budgeting made easy: Make your finances your ally and track your spending in real-time including pending transactions & transaction history to stay within your budget. • Direct deposit: Get paid up to 2 days faster with direct deposit¹. • Security first: Temporarily suspend your card in case of loss or theft & quickly regain access with ease. • No Credit Check⁴: Joining Netspend doesn’t require a credit check⁴. • FDIC insured: Rest assured knowing your funds on deposit are FDIC insured through your issuing bank⁵, so your hard-earned money is secure. No credit check required⁴. • Anytime Alerts: Don’t chase your money. Stay in the know with your Netspend account when you're on the go! Sign up and your phone will chime and your email will alert you so you can stay ahead of your money! Netspend is good for: • People & families wanting to manage their finances on the go • Unbanked or underbanked individuals • Freelancers who need flexibility in their financial solutions Join millions of customers who trust their money with Netspend. Sign up today! ¹ Based on comparison of our ACH processing policy vs. posting funds at settlement. ² No minimum balance necessary to open an optional Savings Account. Because Savings Account funds are withdrawn through the Card Account or Deposit Account, Card Account or Deposit Account transaction fees could reduce the interest earned on the Savings Account. To participate in the Savings Account program, you must consent to and continue receiving communications from us in electronic form.If you are subject to Internal Revenue Service backup withholding at the time of your request to open the Savings Account, your request will be declined. The Netspend Savings Account or All-Access Savings Account is made available to Netspend Cardholders or All-Access Accountholders through Pathward, N.A., Member FDIC. Card Account or Deposit Account and Savings Account funds are FDIC-insured upon verification of your identity. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, N.A., will be aggregated up to the maximum amount permitted by law upon receipt of funds by the Issuer. ³ Based on the national rate as of 1/ 16/2024 which is published by the FDIC & is calculated based on a simple average of rates paid by all insured depository institutions & branches for which data are available.To find the latest national rate as published by the FDIC, please visit https:/ / www.fdic.gov/ regulations/ resources/ rates/ ⁴ Subject to card activation or Deposit Account registration & ID verification. Terms & Costs Apply. Card issued or Deposit Account established by Pathward, N.A., Member FDIC. ⁵ Upon successful activation & registration of the Card or Account, funds on deposit at Pathward, N.A., Member FDIC, are insured up to the standard maximum deposit insurance limit. Coverage limit is subject to aggregation of all of Cardholder's or Accountholder's funds held on deposit at Pathward, N.A.
