My Today Card: 2.0

Today™ is a free mobile wallet, paired with a Visa® card that is changing the way employers are paying their staff and the way staff are receiving their earnings, gratuities, and expense reimbursements. Your secure card works like a debit card but lets you use it like a credit card with online purchases, car rentals, hotel reservations and as a payment method for your favourite apps. Use the Today card anywhere that Visa is accepted. Getting your app-based account set-up is easy and takes less than a minute! Once you receive the signup token from your invitation text message, enter the token, create your password, activate your card by scanning its QR code and you’re ready to go! Your employer can begin loading your card instantly and you’ll join thousands Today users who are enjoying the cashless benefits of getting fast access to their money. Why people love their Today card: Pay day? No more wondering. Receive SMS messages or push notifications the moment you get paid Use your money in more ways • Free unlimited online or in-store purchases • 2 free ATM withdrawals per month • Tip sharing with peers is easy with instant Card to Card transfers from the app Your money is international • Use your card to make purchases or withdraw cash anywhere Visa is accepted worldwide • Spend your money border-free with any online international retailer that accepts Visa Manage your money • See your updated balance in real-time, your money can be spent immediately • Keep track of spending on everyday purchases like groceries, transport, and eating out • Edit your billing address for online purchases in-app • Use the same card to receive money from any employer who pays earnings using the Today program • Freeze and unfreeze your card from the app anytime, anyplace • Pair a new or replacement card to your account with zero downtime No hidden fees No overdraft. No minimum balance. No hidden monthly service or inactivity fees. We don't believe in charging you fees to receive or spend your money. We only charge avoidable fees for things like withdrawing from an ATM, sending a card to card transfer or making a purchase in foreign currency. See our terms in app for more information. Your money & data is safe Today™ is a product of XTM Inc., a fully compliant FinTech company that is publicly traded. Feel more confident if you misplace your card by locking your card in-app, anytime. You're also protected from fraud or unauthorized account use under Visa’s Zero Liability Policy. Get help when you need it Visit the ‘Help’ section in the app to view FAQ videos or contact support Real live human customer support via email, phone call, or chat in-app support@mytodaycard.com 1-844-905-3035 We created the Today card for you, our customers! We are always looking to improve your experience. We have a lot of ideas for new features on our roadmap, and we’d love to hear yours. Reach out to us in app to share your thoughts! Restrictions Please note that your card can only be loaded with money sent to you from your employer. Pre-authorizations Please be aware that some merchants, such as gas stations, restaurants, hotels, and rental agencies, may place a temporary pre-authorization hold to ensure your card is valid and that there are sufficient funds on the card to cover the final amount. Holds are usually removed and released back onto your card when the transaction is completed within 3 business days, or up to 30 days with hotels and car rental agencies.