koto: mobile banking account

Koto lets you use credit or your own money, all in one. We are here to challenge the way you manage your money through koto the stress-free credit and mobile money app Key Features Mobile money - koto Account - Use Apple Pay straight away - Wherever you see the Mastercard sign - No fees for using your card abroad Manage everything with Koto mobile app: - Set up Direct Debits, Standing Orders and Money Transfers in your app - Get real time alerts on your spend - Pay people instantly - Top up your account instantly - Manage your monthly budget, tracking where you are spending your money Mobile credit access to two different forms of credit, Koto Extra facility and Koto Spread facility: - Koto Extra - credit when you need it - Koto Spread - spread larger purchases to manage your budget Subject to status, terms and conditions apply. Please go to www.getkoto.com for further information. What you need to have with you when applying: - Driving license or - Passport You will need to enable notifications in the mobile app to receive alerts. If you have any questions or problems during the application process contact us in the app using chat