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IOU (I owe you) is a debt manager app for things and money. With options like recurring debts, payments and notifications you can keep track of loans, periodic payments, bills and personal debts all in this single app! Syncing to ioutool.net allows keeping and editing your data on different devices and in web browser and share debts with your contacts. Features: -Borrow/lend things and money -Partial payments -History of settled debts -Notifications for overdue debts -Recurring debts and payments -Password or Touch ID protection -Cloud sync -Debts sharing -Automatic email reminders (sync required) -Send email or SMS to debtors -Photo attachments For any questions, issues and suggestions please write to sergeytubin@ioutool.net. If you like the app, please support it by rating and leaving a review!