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4.5Hometown App provides instant loan access while allowing you to save, invest, share and spend as you please, all within the app. Our first and initial maximum loan offer for every first customer is fixed at ₦5,000. Users automatically get a 100% increase in their immediate next loan upon repayment of the initial first loan. This feature gives our loyal customers the opportunity to build their credit worthiness with us as they progress in their repayments plan. USING THE APP FUNCTIONALITIES * Download the App * Create your account in minutes * Get instant access to your first ₦5,000 loan * Transfer Funds to your Wallet or to your Nigeria Bank Account *Transfer money to other Hometown users for free *Buy airtime, subscribe your TV, pay for electricity *Invest/Save in our Akawo feature WHY HOMETOWN APP? * Your first ₦5,000 loan is guaranteed irrespective of your status and class. * No paperwork, no guarantors. * No collateral - Just provide your basic details and get an instant loan. * 24/7 Customer Service - We have a dedicated 24/7 WhatsApp line that can be used to resolve issues instantly. GET IN TOUCH! The Hometown App is owned by Hometown Fintech Limited, a registered financial services company with the CAC. Our payment processing companies are CBN regulated and PCI DSS compliant. We can be reached via the following medium; * Email us at connect@gethometown.app * Like our Facebook page www.facebook.com/gethometown * Follow us on Twitter: www.twitter.com/apphometown * Follow us on Instagram: www.instagram.com/gethometown * Call us on +234 8031230668, +234 8138686589 * Visit our website: www.gethometown.app FEES AND INTEREST The Hometown loan attracts interest rates ranging from 6% to a maximum of 22% based on the repayment plan and amount. Minimum repayment period is 15 days while the maximum repayment period is six (6) months. Interest rate begins from as low as 6% to a maximum of 22% for a six months period. The Annual Percentage Rate (APR) on Hometown loan reaches a maximum of 256%. Example: For a 1-month loan of ₦5,000 Hometown charges 15% for a 15 days repayment option or 30% for a 30 day repayment option. Total repayment amount for a ₦5,000 loan after 30 days is ₦6,500. Hometown loans are extremely useful in emergency situations and might seem quite costly. Customers are advised to apply for the Hometown Loan only when it is extremely necessary to do so. Please visit www.gethometown.app to learn more.
