هكبه | Hakbah

With Hakbah, all Jameya’s Benefits.. Without Hassle Join thousands of customers who put their trust in Hakbah (which is permitted by the Saudi Central Bank (SAMA) under the Regulatory Sandbox) to create and manage monthly financial Jameya or join a previously created Jameya. Through Hakbah, you can: Create your private Jameya with the amount and the date you want. Join a private Jameya by accepting an invitation from the manager. Convert a private Jameya into a public Jameya. Browse Marketplace and join in the available slot. Directly and easily payment through Apple Pay or any Mada card. Share your private Jameya link to whom you want to participate. Why Hakbah? Authorized: by Saudi Central Bank (SAMA) under the Regulatory Sandbox. Easy: You can register and activate your account in less than a minute and create a private Jameya or join a new monthly Jameya in two minutes. Safe: We apply the highest cybersecurity standards from the Saudi Central Bank and the Cyber Security Authority to protect your data and your financial transactions. We also are associated with (Yaqin - National Information Center Absher) service from Elm Company to verify the identity and the personal data. Guaranteed: All members are identified through the National Information Center and are linked to executive Sanads’ through Nafith service from the Ministry of Justice. Quick: Receipt within one working day after the completion of the monthly amount of Jameya. *How does the app work* Download Hakbah and register in less than a minute using your mobile number to view all the features of the application. To browse Jameyas’ marketplace or complete creating Jameya: Activate your account through Saudi National ID or residence ID (which is linked to Absher account). complete the disclosure form (KYC) and agree to the terms and conditions, and data validity. Now, Public Jameyas are available in the Marketplace! Public Jameya does not have to be among friends or family, you can simply browse the marketplace and choose the order that suits you from Jameya lists, or you can create a private Jameya and request to convert it into a public one within the app. You will then be able to create it with Executive Sanad option and this Jameya will be available to anyone to join regardless of whether the member is on the contact list or not provided that 75% of the turn is completed. More about Marketplace? The marketplace contains Public Jameyas’ managed by Hakbah, which everyone can browse and join by choosing the preferred amount or duration and available turn. Also, there is the option of the filter if you want specific specifications for your Jameya, and to facilitate the search process. How to create Jameya in the marketplace? There will be Public Jameya that are officially created by Hakabah with monthly amounts of no more than 4000 SAR and no less than 100 SAR. Hakbah users can also create their own Public Jameya by the option of “Convert into public Jameya” then send invitations to their contact list if they do not least 75% of the total number of Jameya. *Create a new Jameya in two minutes* Create a new Jameya and complete its data (amount, duration, number of members, Jameya name). Choose members from your contacts to send them invitations to join your Jameya. You can preselect the turns or leave them to be according to the priority, and if the number of the members has been completed, then congratulations! your Jameya is ready. *In-app payment* Directly and easily through Apple Pay or any Mada card, you can pay Jameya at any time you want. *Receipt on your bank account* The amount of Jameya will be transferred once it is completed within one working day to your bank account, you must add your account number (IBAN) and accept Sanad with Jameya’s total amount to complete the transfer process. **Join us now and start your own Jameya** From Riyadh, Sincerely, Hakbah Team