Fluz Cashback

Welcome to cashback on tap. Where you can earn a minimum of 1.5% cashback on everything, up to 10% at the retail biggies, and 25% to 50% at special moments.  Fluz is the collaborative earnings app that rewards you for your everyday purchases, all with no minimum spends, minimum balance, or limits on earnings. It’s where having friends pays, literally, as you’re rewarded for helping your friends (and their friends) make smarter financial choices. All with no commitment, no monthly/annual fees, or any interest. This is Fluz: cashback from every direction and every connection. HOW IT WORKS 1. Use Fluz to pay anywhere Mastercard® Debit is accepted + hundreds of select merchants with enhanced cashback. 2. Earn cashback instantly and withdraw to your bank, Venmo, or PayPal account. 3. Earn $5 when each friend joins Fluz (your friend also gets $5 for joining, too!)*. 4. Earn additional cashback when friends (and their friends) use Fluz to pay. EVERYDAY SHOPPING TURNS INTO EVERYDAY EARNINGS • Shop at the places you love and earn a minimum of 1.5% cashback everywhere*.
 • Check out our app for special offers and promos for cashback rates of up to 25% back.
 • If the merchant you’re shopping at doesn’t appear in our app, simply generate a 1-time card and pay anywhere Mastercard is accepted and earn 1.5% cashback instantly.
 TRIP-WIRE FREE • No fees, ever*
 • No hold periods for cashback to show up
 • No credit checks
 • No points to cash in
 • No receipts to scan
 STACK YOUR REWARDS • Stack coupons on top of your purchases to add an extra layer of savings onto your earnings.
 • Got a rewards credit card? Use it to pay with Fluz and earn cashback on top of your points and miles.
 OPTIONAL FEE-FREE CREDIT BUILDING • Build credit on every purchase without a single fee, credit check, or point system in sight.
 • We report your spendings to the credit bureau so that you can boost your credit on every purchase, all on debit.
 EARN BIG AT FLUZ PARTIES • Parties are collective earnings events where you and your friends can earn up to 50% cashback together.
 • As more people join and shop the party, you’ll unlock even higher cashback rates for everybody - together.
 REFER AND BUILD YOUR EARNINGS • Around here, sharing is caring. Join a collaborative community of people maximizing their money - one that's stronger because we’re earning and winning together. 
 • Grow your network by inviting your friends and earn cashback every time they do. With each person you invite, you get $5 and so do they.
 • When your friends invite one of their friends, that person also becomes part of your network, and when they earn cashback, so do you.
 SEND AND RECEIVE MONEY • Use money earned from cashback to pay friends.
 X *Each Fluz Member that refers a new Member will earn $5 in their Fluz balance when the new Member makes at least two (2) purchases totaling at least $25. The new member may earn $5 in their Fluz balance for completing app setup. *There are no fees for 1-time card and gift card transactions funded by a US bank account made in the US. There are fees for funding your digital wallet balance via Debit or Credit card. There are international currency conversion fees charged by Visa for international transactions on the 1-time card.  *Fluz will report all transactions funded by ACH debit or Debit cards to Experian and TransUnion. Members have the option to opt out of credit reporting for all successful transactions. There are no fees associated with credit reporting services. *Fluz 1-time cards work online everywhere Mastercard Debit is accepted. Fluz 1-time cards work in-store everywhere Mastercard Debit is accepted ApplePay or GooglePay is accepted in stores. *In order to use this card, you must agree to the terms and conditions of the Fluz Authorized User Terms and fee schedule, if any. The Fluz 1-time Mastercard is issued by Patriot Bank, N.A., pursuant to a license from Mastercard.