Emkan Finance

Emkan app offers you a one stop shop that delivers all your financial needs in one place! with easy and secure app experience. You will get your loan in no time, without salary transfer with a push of a button! Emkan has your back, whether you have an existing loan or you work in private or public sector. App Features: • End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally. • Fast & easy approvals: if you're eligible, you can obtain your loan fast & easy! • Easy requirements: Emkan accept customers that: - Work in public, private and military sector - Saudi or Expats - With starting salary of 2,000 SAR, without salary transfer - Don’t need a guarantor. • Better user experience: easier steps and less requirements with the ability to modify your information and loan amount. • Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR! *** Get an easy and fast personal loan even if you have an existing loan! Personal Finance: Top up Product: Minimum and maximum period of repayment 6 to 60 months Maximum APR: 22.76% Administrative fees: 1% or 5,000 SAR of the loan amount. Example: Salary: Less than 10,000 SAR Loan amount: 30,000 SAR Financing period: 12 months APR: 22.76% Micro Product: Minimum and maximum period of repayment 3 to 24 months. Maximum APR: 41.70% Administrative fees: 1% or 5,000 SAR of the loan amount. Example: Loan amount: 30,000 Sar Financing period: 12 months APR: 41.70% Monthly Installment: 3,100 Re-finance Product: Minimum and maximum period of repayment 6 to 60 months. Maximum APR: 21.42% Administrative fees: 1% or 5,000 SAR of the loan amount. Example: Salary: 10,000 SAR Existing loan amount: 64,000 SAR Additional loan amount: 80,000 SAR Financing period: 5 Years Monthly installments: 2,183.33 SAR APR: 21.42% *** Or buy whatever you want with selected merchants with easy installments! Retail Finance: Minimum and maximum period of repayment 3 to 36 months. Administrative fees: 1% or 5,000 SAR of the loan amount. Example: Salary: 2,000 SAR Loan amount: 2500 SAR Financing period: 36 months Monthly installments: 120.83 SAR APR: 40.38% *** Love cashback? get Emkan Ucard and get 0.5% up to 2% cashback on your local & international payments! Credit Card: Maximum APR: 57.53 % Example: Card limit: 10,000 SAR Monthly purchase rate: 2.99% Minimum payment amount: 5% APR: 57.53% and much more for you to discover while using Emkan. Download it now! National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355 For customer Support: 8001240251