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Creditwave is used by Desjardins merchants offering the Accord D point-of-sale financing solution to submit card and financing applications. Accord D is a unique and attractive retail financing solution that allows customers to pay for goods in several equal instalments with or without interest, or to defer payment until a later date. If you are a retailer and would like more information about our payment and financing solutions, visit us at www.desjardins.com/merchants. If you are a consumer and would like more information about Accord D financing, visit us at www.desjardins.com/accordd.