CrayPay

This app is really cool. Unlike others I’ve seen, it is actually completely free. And it’s not just another geeky way to pay at stores. The places that accept it as payment actually cut money off the bill when I pay with this app instead of my card. Can’t beat that deal! So far, haven’t seen any ads on this either—at least not the annoying ads. The app does show who nearby accepts it as payment and how much the discount is. The app does need an account that’s set up in the Life Leadership mobile app, but that’s free and has some budgeting and financial management tools that are helpful, so it’s not a big deal. It’s actually pretty helpful. One of my favorite things about the payment system is that my payment information is completely secured. CrayPay tokenizes the information so it can’t be hacked or stolen. It’s a lot safer than using my card. I also heard a rumor that they will soon allow users to pay merchants using cryptocurrency. If that’s the case, I’m very excited about that. Hope it comes soon.

I was one of the people out of 1000s downloading it at the same time, that made their servers crash over the weekend but they resolved the issue pretty quickly and I’ve been able to use it since Monday without any problems. I’m not sure what people were talking about the $1 charge but I didn’t get any charges. They did withdraw $0.01 and then put it back when I added a card. This isn’t a big deal for me as PayPal and other services do that to verify bank info. Anyways I love this app!!!

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Only downloaded the app after hearing reviews will be deleting this app. I ain’t paying no one to shop or use there app to pay a company I am buying from. 10% cash back? NO... that being said Go buy a prepaid van**** Visa card. Make sure it’s debit some Gift cards says debit (Don't get the GiftCards) on back it says it can pay bills everyday items etc. it’s well worth just adding a little money to a prepaid card and loosing out on it then linking a major card that gets one wipe out with a $1 charge every time u look at the page. And yes you can still manage and Restrict pay. I’m surprised they don’t charge a dollar every hour that you have your app set to use “location while using”.

I was using this app in beta, and I will admit I had to deal with a few crashes that were pretty annoying when they went live (it was stable up to that point so i was a little shocked!). After using this latest version, I am happy to see the app is working perfectly again! I love saving money, and you can't beat the price tag! I can't wait to see what this app becomes!

This app is great, when I’m going to be shopping at the store or going to a restaurant, I’ll quickly check if CrayPay offers a discount. If so, then once the cashier or waiter have totaled my bill then I’ll simply buy a gift card at a discount from CrayPay and then pay with that gift card. Lots of great options.