Checkbook - Ledger

I love the interface of this app, it works well with everything I need. Complete and total perfect checkbook register, complete with the easy add of recurring bills/income. Unfortunately, the math doesn't add up! It hits it right about 75% of the time.. But when it's wrong, it sends me into a math checking frenzy!! And sure enough, it ends up with me adding in a few cents here and there to make it a "correct" balance. A problem I see from other review as well. This is super frustrating when I am trying to follow my budget as well.. Math, being the point of this app, should not have errors. I have used this app for 4 years, maybe? I am just now writing a review because I went to put a 1 cent error fix in, and the total went from 74 cents to 76 cents. What the heck? For the most part, the app is amazing. The math not adding... 1-2 cents adds up fast!!

I wanted to try this app for a little bit before posting a review. I. Love. It. Some people on here probably grew up tracking purchases in a checkbook. I did not. Finally, I got sick of overdrafting, or living paycheck to paycheck. ACH payments aren’t instantaneous, and my water bill had to be paid with a check. And the utilities guy wouldn’t cash the checks until he had three or four at a time! I could probably fly by the seat of my pants as a teenager with my finances, but I now have two kids with activities fees and dances and field trips and it’s nice to know how much money I actually have as opposed to what the current balance is on my checking. Also, the ability to upload images is priceless. We recently opened an HSA, and I’ve been able to upload digital receipts of copays or prescriptions. I cannot stress enough how important it is as a millennial to have this app. It helped me get my finances under control, and now I’m getting out of debt as opposed to drowning in it. My husband and I haven’t used credit cards in a year, because now there are no more “surprises” that we have to make up for. We know how much money we have at all times. Love love love it. Worth every penny for the extras, too.

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I’ve been using this app since 2015 and between that time I’ve upgraded. I’d love to us this app but it needs an update. Reoccurring payments aren’t hitting when they occur. I have to manually enter them and delete them once they hit days or weeks later. It also depends if other transactions occurred before and during the transaction time. It’s hard to calculate pending transactions when they aren’t subtracted on time or at all. The math on the expenses is off. For example, say you go shopping and get ‘Food’ and ‘Shopping’, or split the receipt or transaction. I have to literally separate the check in separate categories and separate logs. One receipt may have several ‘parts’ and the math does calculate split receipts. When you use the graphs, the split payments/transactions are not calculated at all or in the category. Unfortunately, I’m going to have to use another app. If one massive update happens to fix this issue, I’ll come back. But for now, I need the app to work as it should. It hasn’t worked the way it used to since at least the beginning of 2019. It’s great when it works but now it’s tedious and not worth my effort.

Been using this app since late 2017. Used 2 other “register” apps prior, and they BOTH became obsolete with no updates and Apple’s constant software updates. The last time I had to swap apps, I lost a huge amount of proof of purchases because my phone wouldn’t even open it enough to back it up. Every time I tried, I got this “not supported, please update message”, yet there were no updates. I paid for all of those apps, then to lose all my information because they weren’t updated to compatibility with iOS. Now, I love this register. It’s the best one I’ve used so far. I hope the devs will be able to keep it going, although I usually run several iOS updates behind, there always comes a point when I’m basically forced to complete an iOS update, and I don’t want to lose all my financial info in the process.

I have been using this app for 6+ years and have loved it. The downfall is the option to add recurring payments. One would think you could add the payment & insert the date that the payment is to be applied to your account but it only allows you to use the date that you input the information. Even after entering it then returning to the recurring screen it allows you the change the date but then doesn’t save the change. So you have to input the information the first time on the actual date of the payment. BUT even then it doesn’t show in the transaction screen on the correct date. It’s frustrating and makes zero sense. My suggestion would be to allow the date to be set & immediately pull to the transaction screen so you can see the upcoming payment. Seems like an easy and reasonable fix. At this point the recurring payment tab is an inept feature.