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5.0ChangeX is an all-in-one personal finance mobile app which will fuse traditional banking*, crypto, and DeFi - all in a non-custodial decentralized wallet. Transact from your bank account, buy and swap crypto tokens on different networks, and use state-of-the-art DeFi investment tools to make your money work for you, while never leaving the app. *Personal banking with SEPA IBANs and the ChangeX Debit Card, which will let you spend DeFi tokens, staking rewards, crypto, and traditional currency, are set to arrive in early 2023. Currently, ChangeX focuses on DeFi by offering a decentralized and highly-secure non-custodial wallet, which gives you access to the HydraChain ecosystem and rewarding staking opportunities. Decentralized wallet Highly-secure, non-custodial, yet simple crypto wallet to hold, send, and receive crypto. Currently, ChangeX supports 8 cryptocurrencies - CHANGE, HYDRA, BTC, ETH, USDT, USDC, DAI, and LOC, with more coming soon. ChangeX is a blockchain-based company and our wallet is completely decentralized - we do not own your data, have no custody over your tokens or investments, and have no control over your wallet - your keys, your crypto, as the DeFi saying goes. Swap tokens The Swap function inside the ChangeX non-custodial wallet allows you to change one token for another - swap HYDRA, BTC, ETH, or any other available token to CHANGE. More pairs coming soon! CHANGE was launched on the Hydra blockchain but is not limited to it. The token is available on two different blockchain networks concurrently - Hydra and Ethereum, with Binance Smart Chain coming soon - and will offer a broad range of investment opportunities and strategies in a decentralized manner. CHANGE staking You can stake your CHANGE tokens and grow your wealth with ~700% APY right in the non-custodial wallet, all while securing the network. By staking CHANGE, you lock your tokens for usage by the network and receive rewards in the form of more CHANGE. The APY is bound to change as more tokens are staked. Because ChangeX is multi-chain, more and more PoS tokens will be integrated into the DeFi wallet, and the staking opportunities will also increase. Leveraged Staking (coming Q1 2023) will let you double the APY on any staked asset. And here is what you can look forward to - coming Q1 2023 and beyond. Banking SEPA IBAN and your very own bank account fused into your non-custodial wallet Receive your salary, buy crypto with EUR, order payments, use the app to pay for services, and much more Instant spending of crypto and EUR with the ChangeX Crypto Debit Card - choose what you want to spend and use it anywhere Spend staking rewards AND staked assets without unstaking! One-click access to DeFi Boost your staking rewards by 1.2-2x with Leveraged Staking on all stakeable assets inside the app for increased APY Stake and retain access to the staked asset with Liquid Staking Participate in liquidity mining Lend your stablecoins for 5-10% APR Stake CHANGE to earn commissions applied to other staked assets in the app More Crypto Buy, trade, and swap cryptocurrencies on multiple chains with unprecedented ease Store and exchange tokens in your DeFi non-custodial wallet Trade crypto for crypto and fiat to crypto in the app
