Cashalo - Cash Loan and Credit

The app is very easy to use, however you must provide a lot of details and documents. If you have your payslips and IDs available, then this must not be a problem to you. I also like that they remind you through text and through customer service agents that your due date is getting near, and they ask you if you will be able to pay it on time. Maybe if your answer is no, they will give you allowance to pay your debt. My only comment about this lending facility is that the credit limit is low, and they increase it very slowly. I have borrowed for four times now and also paid them on time but my credit limit is still around 7k.

To be honest I wasn’t like how your call center agents treat me o the first loan. I indeed love you guys, please disregard my last review. Just now I paid my first loan that suppose to due tomorrow. I tried to loan again and though you would asked all the information I’ve given you but was surprised that you did not. I was like “oh really?” When I just click proceed then I received a notification message that it was approved just now. This is truly awesome! I can’t believe second loan experience would be greater than the first one. Over all I love your management and this changed my point of view. Pls just educate your call center agents. I understand they’re just doing their job but they should also put their selves on our shoes. kudosss!!! Second thoughts for them: this app is incredibly amazing! I just finished my fly now option where you can pay your ticket through them. We need to go home again in Mindanoa and paid my two remaining payments in advance to install again 😂😂 and it was approved immediately. Supperr!!!!

This is my first time to apply and get a very good feedback of approval for a loan thru online and my first was very gracious! This is the best lending company online. I actually applied for loan with Moola or Cashwagon BUT they are those lending companies who do not want to help people but to get a lot of hidden fees and interest from. Cashalo is different! They just have 300 pesos interest from 3k and they will really deposit 3K to your bank account. UNLIKE those lending companies mentioned that instead of getting 3k, they will deposit 2700 because of interest and add up another fees! So they are not really to help Filipinos in terms of needs, they just want to get more money thru interests! Even if I was approved for their loan offers but when they introduced me the hidden fees, I REFUSED! Thank you CASHALO! And I shall return 😂

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I paid my first due on Nov. 29 though my due date is December 3. I paid via BDO online transfer and with the Dragonpay third party. It took a month before they posted it. I emailed them for almost 50 times. Gave them the screenshots of the proof of payment and all the docs they needed. They even gave my account a penalty and interest even though it’s not my fault. Their CSR that I’ve had talk to was so rude! Now, my second and third due has a huge penalty and interest. I can’t pay before because there’s an interest in my fist due. They said before that they will waive it but it took 3 months before they waive it. If you’re going to pay, in the app, there’s an option to “Pay” then the entire amount. Including the penalty in my first due. I even called them on Dec. 28 to update my account because my next due is Jan. 3 and the CSR insisted that I just need to reinstall the app so I can see the waived penalty. It’s a scam. From 6,218, I now need to pay for 8k because of their system’s fault.

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Let me share my experience with you guys. I’ve just received a message that the loan amount has been failed in disbursing. What is this about? I was told by Rogelio that the loan amount is being credited to my account in my bank account then few days later after waiting 2-3 banking days the disbursement failed? Take note this is the third time that I applied using the same bank account. Something is happening here. Now, you are allowing me to loan for a lower amount which is 3000 and the promissory date allows me to choose only between 28 and 42 days. Is this even a good service, your company provides to Filipinos? This is very disappointing and frustrating knowing that I’m a good payer. I thought I would recommend everyone to use this app, maybe not because of this experience. Yes, my last two transactions were smooth, but it might be a sugar coating of what you guys really do later on.