Airstar Bank - HK Virtual Bank

Traditional banks grade clients according to the value of their banked assets. When it comes to interests, most people receive next to nothing. Here at Airstar Bank, no matter who you are, everyone is a superstar and everyone gets to enjoy the same level of stellar privileges on deposit services, because you deserve better. At Airstar Bank, we have automated the approval process and cut down operation costs to bring you faster borrowing and beyond-bank efficiency and flexibility at a bank-grade interest rate. - Bank Account Opening as fast as 5 minutes: open account by mobile app anytime anywhere without visiting bank branch in person. HKD/USD/CNY accounts available - Savings Account with Stellar Privileges: high-interest savings deposit than that of time deposits in traditional banks with "Interest Rate Protection" - Save at Ease with our Time Deposit: open time deposit anytime anywhere. Choose your own maturity date as well as no extra fee for early uplift - Personal Loan with Stellar Privileges: 24x7 from loan application to disbursement as fast as 5 minutes. Application with no documents required at a low interest rate, APR as low as 1.85%. Repayment period is ranging from 6 months to 60 months. No handling fee and administration fee upon loan disbursement. No handling fee for early repayment - Instant Transfer Anytime Anywhere: 24x7 FPS Instant transfer in HKD and CNY via mobile numbers, email addresses or account numbers - Account Security: bank safer with our Soft Token and your Face ID or Touch ID authentication for faster login and for more convenient and secure verification. (Face ID is supported for iPhone X or newer models only) Remarks: 1. "Account opening as fast as 5 minutes" -- This is the bank's fastest record for reference only. Actual time will differ depending on individual circumstances. 2. From 1 March 2021 (“promotion period”), customers who successfully open a savings deposit account can enjoy 3.6% p.a. for the first HKD20,000 deposits amount. Customers can enjoy the interest rate protection for 3 months (95 days) starting from the date of account opening. After the promotion period, the prevailing HKD savings rate shown on the Airstar Bank Mobile App will be applied. The Bank reserves the right to vary the relevant interest rates for new account at any time. Please refer to the "Hong Kong Dollar Savings Deposit Offer Terms and Conditions" on Airstar Bank website for details. 3. "No extra fee for early uplift" -- As a financial inclusion initiative, Airstar commits to offer this arrangement for at least 3 years. 4. "24x7 from loan application to disbursement as fast as 5 minutes" -- According to individual circumstances, the Bank reserves the right to request customers to provide additional supporting documents for approval. The approval time required is subject to real situation. 5. "Application with no documents required" -- According to individual circumstances, the Bank reserves the right to request customers to provide additional supporting documents for approval. The approval time required is subject to real situation. 6. "APR as low as 1.85%" -- For a loan amount of HKD250,000 with 36 months repayment period, the APR is 1.85%, and the total loan repayment amount is HKD256,922.55 (handling fee waived). The above example is for reference only, please refer to terms and conditions for details. 7. "No handling fee and administration fee upon loan disbursement" -- Please refer to Airstar Personal Instalment Loan Key Facts Statement for details. 8. "No handling fee for early repayment" -- Please refer to Airstar Personal Instalment Loan Key Facts Statement for details. The use of this Airstar Bank mobile app is for the customers of Airstar Bank Limited only. Content provided via this Airstar Bank mobile app is not specifically created for any territory other than where Airstar Bank Limited operates/ is licensed to operate. (Only support iPhone 6s and later to open an account)