Accurately Financial Calculator

Fabulous app! We use it in our financial coach training classes and it works beautifully. Easy to teach, easy to use. Many thanks to the developer!

Bravo!!

I've been using a BA II for 20 years, but I keep misplacing it, or I find it with dead batteries. As the developer says, the basic 5 function keys are by far the most useful. Additional functions may be useful for some, but I always found they added confusion and just got in the way. I (mildly) disagree with the review that suggests a default payment frequency of 1 period per year. That makes sense for long-term investments, but not for repayment of typical real estate, auto, or consumer loans with traditional monthly payments. And this is all I use it for. Realistically, it would be OK either way -- the user can easily adjust the frequency as desired in the setup window. This app is a simple concept, executed to perfection. I now have it with all the time, and the battery gets charged every night. Thanks for a great (free) app!

I was looking for a financial calculator that could calculate the Time Value of Money. I was hoping to find one that was (most importantly) accurate, (hopefully) cheap or free, and (preferably) simple. Accurately was a perfect fit! Contrary to a few bad reviews that other users have written, I find this calculator to be 100%, well, accurate. Make sure you know the function of the OPT key to make correct calculations in terms of time, and consult the online user manual if you have questions (like I did about the storage - by the way, this calculator stores up to ten numbers!)). The website is in the description. It's not hard to use at all.

Default settings are to 12 periods per year. This might trick some people, as it did me. I would recommend making the default 1 period as this is the default of most TVM calculators that I work with. It's nice to have a simple and free TVM app for the iphone. But if all it has is the simple five key format, I don't think it has much to compete with other full functioning financial calculator apps should this ever cost money in the future. Recommend if all you need is I, N, PV, PMT, & FV.