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Send money globally in just 2 minutes. With Interbank exchange rates, low fees and super fast delivery. Smart and secure, transfer money over 106 countries. ๐ฐ Low Price Guarantee Send money from the UK, EU, Germany, Italy, France, Portugal, Spain, the Czech Republic, Sweden, Norway and 20+ other countries in EUR, USD or GBP. Send money to Nigeria, India, Brazil, Turkey, Peru, Ukraine, Russia, Georgia, Cameroon, Egypt, Ghana, Pakistan, China, Japan and 50+ countries around the world. We always offer an excellent exchange rate, without hidden fees! We know how to make the money transfer process as simple and affordable as possible. Send money from any VISA / MasterCard, with a BLIK code or via Klarna (Sofort) ๐ณ Receive money via bank transfer within 2 minutes! ๐ต Receive cash in EUR, USD, NGN or your local currency in 50 000+ agent locations around the world! ๐ธ Stress-free procedure Our intuitive app will help you to make a money transfer in just a few minutes. ๐Security and Privacy you can trust Spoko mobile app is 100% secure and encrypted. While you are using Spoko.app, any information you transmit to us is hidden from prying eyes. Spoko uses the standard security features you'd expect from any bank or financial institution. We monitor transactions around the clock and use the latest payment processing technologies to prevent fraud in our service. Your personal data is protected in accordance with the EU General Data Protection Regulation (GDPR). ๐ Friendly multilingual customer support Need help? Our multilingual team of experts is always here to answer your questions. You can use live chat in our app, e-mail support@spoko.app or call us +48 791 391 219 Customer support working hours are from 8:00 to 02:00 (CET) We love our clients and believe that modern money transfers should be stress-free, smart and accessible. ๐ฒ Make your life easier with only one click - download the Spoko app and start saving right now!