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3.8Progress is always moving forward, you can not do anything with that, it's just a fact. Our era is the era of the internet. Everything becomes digital games, books, shops, even money and the place where you store them. So when money moved to the internet after a short amount of time cryptocurrencies appeared. Cryptocurrency is money that exists only on the Internet. After people understood how to use crypto, the next question was “where to keep it?”. The answer was pretty easy crypto wallets. So here we are presenting you the most convenient way of interacting with cryptocurrency. Our app includes all the functions you need. Doesn’t matter If you are new or not our interface is as user friendly and intuitive as it can be. Download PointPay Ecosystem Platform and begin your journey to success. What exactly is “all functions you need”? Don’t worry, here is a small guide for you. Let’s begin with the basics. Our wallet works with different cryptocurrency and you can choose any: Bitcoin, Ethereum, Tether, Tether Gold and PointPay. All information about crypto is included: interest rate, selling/purchasing prices, conversion rate. Of course the essential operations of crypto wallet are buying and selling. There is no need for another app or program, if you can do it here. You can use your debit or credit card for purchasing and selling. Don’t forget that exchange is also an option where you can convert your crypto in any currency you like USD, EUR, GBP and so on. Organizing transfers for this you will need your own account address. Let’s sum up Broad spectrum of cryptocurrencies you can work and trade with: Bitcoin (BTC), Ethereum (ETH), Tether (USDt), Tether Gold (XAUT) Intuitive interface that will not allow new users to get lost Big variety of function that help you to interact with your crypto Supporting every debit or credit card from every country. This will allow to trade crypto using any currency you need to All information in one place. No need to open million tabs to get track of everything Transfer possibilities with unique account address Everything is secure Online support service If you were looking for a perfect crypto wallet, PointPay Ecosystem Platform is what you need. Friendly to newcomers, working with different cryptocurrencies, giving you trade posabilities, exchanging your crypto to gain money out of it, care for your security, let you track everything you need to regarding BTC, ETH, USDt and XAUT. So download our mobile app and begin your way to success! Conditions for obtaining a loan: The minimum loan repayment period is 61 days; The maximum loan maturity is 1095 days (3 years); The maximum annual interest rate, which includes the loan interest and all other commissions and expenses for the year (Annual Percentage Rate APR), is 21.6%, and the minimum is 12.96%. Annual interest for using the Credit - min 12.96%, max 21.6%. - The minimum rate for using a loan per day is 0.036%; - The maximum rate for using a loan per day is 0.06%; - Delay penalty: triple loan rate - Other commissions or fees: none An example of calculating the interest rate: - Loan body amount - 0.1 BTC - Loan term - 30 days. - Interest for using the loan: 0.06% per day, that is, 0.000006 BTC per day, or 1.8% per month (averaged over 30 days), i.e., 0.00018 BTC per month (averaged over 30 days). - The total amount of interest for 30 days will be 0.00018 BTC - The total amount to be returned, taking into account the loan amount: 0.01018 BTC. - FLC - the total cost of the loan (FLC - Full Loan Cost) in percentage is 21.6% per annum.
