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4.0PayRemit is an app for migrant workers who want to shop for their families and pay instittions in their home countries. The app processes and validates all transactions while the agents and remittance centers connected to Ventaja International Corp., handle all cash payments. Ventaja operates and maintains the PayRemit app. All loans/Installment are extended by Advantage Lending Corp- duly approved by the Commission-May 27, 2019 upon the issuance of the Certificate of Incorporation and Authority in accordance with the Revised Corporation Code of the Philippine (Republic Act No’ 9474, otherwise known as the Lending Company Regulation Act of 2007. With Company Registration No. CS201905678 and Certificate of Authority NO. 2935. Shop Online and Pay in Installments PayRemit's services allow Filipinos and Indians overseas to shop for their families back home and pay thru installments thru loans provided by Advantage Lending Corp. Get started today in just 3 easy steps: 1. Download the PayRemit App 2. Register for an account 3. Shop Online and apply for Installment/ Create payment for Government Institutions SERVICE FEATURES FOR INSTALLMENT PayRemit offers a wide range of product categories and top brands tailored to meet the interest of every Migrant Worker as long as it is available in their chosen area. You can buy products in installments in PayRemit with fast purchase and approval process and easy repayment. Maximum Appliance/Gadget Loan Amount: Up to Php 24,000.00 Period: Repayment in installments, can have up to 6 months installment depending on Visa Validity We have 4 months, 5 months and 6 months. Interest: 5% of the principal per month The maximum annual interest rate APR is 30%, and the Loan fee is 350 for Filipinos and 25 AED for Indians Example: If you apply to buy a mobile phone in installments, the price is Php 19,970.00 (inclusive of Delivery Fee and Service Fee), and the Visa validity is 8 months and above then Client is eligible for 6 month installment. Downpayment will be Php 5,320.00 and Monthly is Php 3,250.00.
