Kakeibook-Ways to save money, Kakeibo method

Surely, you have many times asked the question “ Where is my money going?" but cannot find a good answer. Kakeibo - Japanese ways to save money with "magic envelopes" will help you answer the question above. The Kakeibo method of saving money was introduced in 1904 to housewives by the Japanese female journalist, Hani Motoko, for the purpose of managing the family budget. Using the Kakeibo technique, you will learn "saving money is spending money properly" and “taking notes all of your financial activities in an organized way will help you to be aware of your spending habits”.It will help you say no to unreasonable expenses to achieve your savings goal. In principle: At the beginning of the month, you have to divide the money you plan to spend into four “envelopes”: -Savings goal -Survival expenses: necessary expenses such as accommodation, groceries, medical, etc. - Optional expenses: things you do not need but choose to do, such as restaurants, shopping, having drinks with friends. - Extra expenses: unanticipated expenses like birthday cars, repairs, replacements Every time you spend an envelope, the money disappears. You cannot cheat on yourself. In many cases, the Japanese will consider using "these envelopes" as "a challenge" to try to keep as many envelopes as possible until the last day of the month. At the end of each month, sit back and calmly consider the battle between your "saving money" and your "spending". That is to say, compare what you actually spent with your plan. From there, you can have spending experiences and adjust spending plans for the following month Steps to use the software Step 1 : Set up one month (29–31 days) Step 2 : Plan your incomes and expenses for that month Step 3 : Add daily incomes and expenses Step 4 : Monitor to balance the income and expenses, follow the plan Step 5 : Open to see your results and learn for yourself Kakeibo-The Japanese ways to save money