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4.1Kabbage ® simplifies small business cash flow management. Through our mobile app, you can apply for and access Funding or sign up for Payments to accept card payments easily. ACCESS FUNDS Applying for Funding is free, and you’ll only pay for the capital you use if your business is approved. Our app is a simple way to review your business’s account, make payments and take funds. Repay small business loans for up to 18 months and always review payment details and schedules before taking a loan. ACCEPT PAYMENTS Send professional invoices and use a custom pay link to accept card payments online. You’ll get next-day deposits on all eligible transactions*. As a Payments customer, you can access custom loans that allow you to choose your term (3 to 45 days) and repay at the end of the term or through a percentage of your daily Payments revenue.** MOBILE APP FEATURES: - Securely connect bank info to apply for Funding and deposit Payments revenue - Get a quick Funding decision*** - Take a loan when you need it - Make repayments on outstanding loans - Set up a Payments account to start sending invoices and accepting card payments - Easily track paid, outstanding or overdue payments on your dashboard - Manage Payment customer and item lists WHY KABBAGE - A+ rated by the BBB - Trusted by over 225,000 small businesses - Provided access to over $9.5 billion in small business loans - Get a Funding decision quickly*** - Advanced security to protect your business - No obligation to take funds until you're ready - Professional invoices in a few steps - Use your unique Payments URL to accept card payments online Disclosures: * Transactions that are processed by 5 p.m. ET will be deposited in your bank account the following banking day. Any transactions that are processed after 5 p.m. ET will be deposited in your bank account within 2 banking days. Settlement to your bank account may be delayed if transactions are flagged for review. **Customers must process one transaction through Kabbage PaymentsTM to access the 3-45 day custom loan term. ***Kabbage can approve you in minutes for up to $200,000 when we are able to automatically obtain your business data and verify your bank account. Lines of credit over $200,000 require a manual review. In some situations, errors may occur during the sign up process, or we may need to send micro-deposits to confirm your bank account for security purposes. If this is the case, it may take up to several days to provide you access to funding. Credit lines and pricing are subject to periodic review and change, including line and pricing reductions, line and pricing increases, or line eliminations. Individual requests for capital are separate installment loans. All loans are subject to credit approval. All Kabbage Funding™ business loans are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Kabbage Payments, LLC is a registered Payment Service Provider/Payment Facilitator sponsored by Fifth Third Bank, N.A., Cincinnati, OH.
