ePayLoan - Small Personal Instant Loan APP

It is a common need to have more money to spend before pay day. ePayLoan is a loan app to provide instant loan. ePayLoan delivery this case and provides a simple solution: get small personal online loan on mobile phone and get money in 30 minutes. ePayLoan is presented by Golden Digger Technology Private Limited which is RBI registered NBFC. Borrowers submit their loan application on mobile phone. ePayLoan audit and disburse cash quickly to users bank account. With our excellent financial technology, eligible users could get money easily and quickly. The average processing time has a leading position in the personal loan field. Why ePayLoan ? 1. ePayLoan aims to provide small instant loan before pay day 2. No credit history required 3. Personal online instant loan app with 7 * 24 service 4. ePayLoan audits and disburses very quickly, mostly about 20 minutes 5. Modern information technologies are used to promote audit ratio 6. It is very easy and simple to apply loan on app, just using your mobile phone and digital profile 7. Regular customers with good credit could have higher limit and lower interest and fee Eligibility: 1. Indian Resident. 2. Above the age of 21 years. 3. Have a job of some kind. Loan Service Characteristics: 1. Easy to Apply: just using your smart phone to apply anytime anywhere 2. Disburse Instantly: disburse to your bank account in 5 minutes once approved 3. Loan Limit: ₹4,000 ~ ₹ 600,000 4. Interest Rates: minimum APR is 10%, maximum APR is 33% ( Annual Percentage Rate, APR ) 5. Tenure: minimum tenure is 3 Months, maximum tenure is 20 Months Loan Example: Loan subject and fees of ePayLoan comply with all India regulations on NBFC and the play store policy. For example, if the loan amount is ₹10,000 with tenure of 91 days, then the loan subject and fees are as follows: 1. Loan principal: ₹10,000 2. Maximum Interest in total: ₹10,000 * 33% / 365 * 91 = ₹ 822.7 ( Less interest for users with good credit ) 3. Processing Fees: This fee is standard practice across all India financial institution for performing credit checks, bank account validations, auditors hiring, etc. The processing fee is ONLY charged once with 14% of principal, i.e., ₹10,000 * 14% = ₹ 1400 ( Less or no processing fees is applicable for regular customers with good credit ) 4. Late charge: This fee is ONLY applicable when borrowers repay bill overdue. There is NO late charge when you repay on time or in advance. This fee is standard practice across all India financial institution. Late charge is 2% of overdue principal. For example, if you have ₹1000 overdue of principal, then the late charge is ₹20. Get fast, safe, affordable online loans on ePayLoan– one of the best personal instant loan apps in India. How ePayLoan works? 1. Install ePayLoan loan APP from the Play Store 2. Register an account using your mobile phone 3. Fill your personal information and submit on loan APP 4. ePayLoan grant you with credit in some minutes 5. Submit loan apply after get your loan credit limit 6. Auditor may ask your some questions on phone 7. Get your money in your bank account once approved Security: Your information is ONLY used to audit loan apply and contact when collection. We keep your information using many encrypt rules and safe guards. We do not share your data with any third parties without your consent. Your data on loan app is totally safe with us. About Us: ePayLoan, small instant personal loan before pay day, focus on personal online loan with modern information technologies like big data, cloud computing, device fingerprint etc. We aim to provide simple and cheap financial service to millions of mobile internet users.  If you have any questions, please contact us using following ways. Customer Service Email: CS@epayloan.in Working Hours: 9 am to 18 pm (Monday to Friday) Privacy Policy: http://www.epayloan.in/pricacyPolicy.html Address: Level 9, Spaze i-Tech Park, A1 Tower, Sector - 49, Sohna Road, Gurgaon, Haryana, 122018